All Service Charges are approved by Leyden Credit Union’s Board of Directors. Since not all members request particular services, costs incurred by LCU are passed on only to the appropriate parties.
Member Service Charges
|Monthly Usage Charge
(Basic Checking Account)
(waived with qualifying Direct Deposit)
|Under Minimum Balance
|NSF Fee (Bounced Check)||$30.00|
|Automatic Overdraft from Savings||$5.00|
|Overdraft Line of Credit Loan||FREE|
|Business Chkg (New/Open)||$25.00 one-time setup|
|Business Chkg Service Charge||$10.00 per month|
|Business Chkg Under Min. Balance||$10.00 per month|
|Tiered Money Market Checks||$10.00/ea. over 3 per month|
|Stop Payment of checks||$25.00|
|Photocopy of Paid Check||$3.00/ea. up to 5 ($1.00/ea. additional + doc. retrvl. fee)
$4.50 faxed copy
|Request to Reconcile of Statement||$20.00 per hour ; min. of 1 hour|
|Closed by LCU for Misuse||$25.00|
|Re-open Account||$5.00 each account (suffix)|
|Temporary Checks (existing accounts)||$1.00 per 4 checks|
VISA Debit Card
|Signature Transactions (Credit)||FREE|
|PIN Transactions (Debit)||FREE|
NOTE: The VISA Check Card requires a Leyden CU checking account. Open one today and enjoy shopping convenience!
Your Leyden VISA Check Card can be used at any location that accepts VISA and at most ATM’s. Transactions made at an ATM are subject to the ATM Usage charges.
|ATM Balance Inquiry||$1.00/ea.|
* Transactions made at a Leyden CU owned ATM are always FREE when you use your Leyden CU ATM or Check Card.
* Transactions made at a Co-Op Network ATM are always Surcharge-FREE when you use your LCU ATM or Check Card.
* Members with qualifying Direct Deposit receive 4 FREE withdrawals per month (ATMs not owned by Leyden CU).
* You may be assessed a surcharge by the ATM owner. [Find a Surcharge-Free ATM near you]
+ Adjustments to Service Charges are published via newsletter at least 30 days prior to implementation. View Account Disclosures for terms and conditions.