VISA Credit Card Terms and Conditions

VISA Credit Card Terms and Conditions

VISA PLATINUM VISA PLATINUM SECURED
Annual Percentage Rate (APR) for purchases 9.8% – 17.8% 8.88%
Cash Advance / Balance Transfer APRs 9.8% – 17.8% 8.88%
Variable Rate Information NONE NONE
Grace Period for repayment of Purchase Balance 25 Days 25 Days
Method of Computing Balances for Purchases Average Daily Balance (includes current transactions) Average Daily Balance (includes current transactions)
Annual Fee NONE NONE
Minimum Finance Charge NONE NONE
Transaction Fee for Cash Advances $5 or 3% of the amount of each cash advance, whichever is greater $5 or 3% of the amount of each cash advance, whichever is greater
Balance Transfer Fee NONE NONE
Over-The-Credit-Limit Fee NONE NONE
Late Payment Fee $25.00 $25.00
Returned Check/Payment Fee $25.00 $25.00

Residents of Illinois may contact the Illinois Commissioner of Banks & Trusts for comparative information on interest rates, charges, fees, and grace periods.

State of Illinois – CIP
PO Box 10191
Springfield, IL, 62791
1-800-634-5452

2701 N 25th Avenue Franklin Park, IL 60131 Call 847-455-8440 Fax 847-455-1245 Contact Us