A variety of terms enable you to enjoy fixed rates guaranteed throughout the life of the certificate – even if savings rates go down.

Certificates are non-transferable.

Share and IRA Share Certificates
TermDividends ComputedDividends PaidMinimum Deposit
24 MonthQuarterlyQuarterly$1,000.00
12 MonthQuarterlyQuarterly$1,000.00
9 MonthAt MaturityAt Maturity$10,000.00
6 MonthMonthlyMonthly$1,000.00
3 MonthMonthlyMonthly$1,000.00
60 Mo (IRA)QuarterlyQuarterly$1,000.00
24 Mo (IRA)QuarterlyQuarterly$1,000.00
12 Mo (IRA)QuarterlyQuarterly$1,000.00


Certificates redeemed prior to maturity will forfeit dividends, as described in the certificate’s disclosure. The balance of the dividend will then revert to the rate of common shares at the time of purchase.

View our Account Disclosures for account terms and conditions.


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