Protect Yourself From ATM Fraud

Published on May 15th, 2017

With the introduction of chip cards, we’ve seen an older card fraud scam come back to life–ATM skimming. With skimming, scammers place a small device over the card-reader of an ATM. The device is crafted in a way so it blends into the normal look of an ATM panel so it won’t be noticed by anyone using the ATM. A small camera is also placed to view PIN codes as they are entered.  This allows a scammer to create a duplicate card and withdraw cash from your account. In order to avoid being a victim:

  • Only use ATMs in well-lit, public locations.
  • Carefully observe the card reader.
  • Look for discolored, dislodged, loose-fitting, or cracked panels.
  • Consider grasping the card reader to ensure it is not a loose cover panel or does not come off.
  • Confirm nothing has been placed over the PIN pad that moves, seems unusual, or does not match the ATM.
  • Conceal your PIN entry with your other hand so it cannot be viewed by a hidden camera.
  • Use the same ATMs regularly so you can notice if the card reader appears altered from previous visits.
  • Do not follow odd-labeled instructions to swipe your card twice or to use a second visible card reader.

If you are concerned about the look of an ATM, do not use it and find an alternate!  Frequently check you r accounts using Leyden Online or LAURA to confirm balances. Immediately have your card canceled if you notice unauthorized card use by calling the number on the back of your card.

Anti-Skimming-Device-Newsletter


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