New Beginnings (Young Adults)

The New Beginnings Program is specifically designed to teach our young adult members the importance of fiscal responsibility. Young adults between the ages of 18-21 are eligible to apply for a New Beginnings account.


  • New Beginnings Checking Account

    • No minimum balance required
    • $2.00 monthly fee WAIVED
    • First Order of Checks FREE [50 ct.]
  • FREE Visa Debit Card

    • 4 ATM withdrawals per month FREE
  • FREE Home Banking

  • Overdraft Line-of-Credit 2

    • $500 Credit Limit
    • Advance funds to protect checking from being overdrawn
  • Visa Credit Card2

    • $500 Credit Limit [higher limit possible]

    The member may open a checking account1 with a Debit Card and may further apply for a $500 overdraft protection and/or a Credit Card with a $500 limit, if wanted.

    Leyden Credit Union values financial education and requires any young member applying for the New Beginnings Program to participate in a 30-45 minute counseling session with an GreenPath Financial Wellness Counselor.

    The member must call GreenPath and identify him/herself as needing to complete the counseling program for the New Beginnings Program with Leyden Credit Union. The following should be covered in each counseling session:

    • A full budget session.
    • Budget Smart software is available on the Leyden CU website.
    • The impact of missing/late payments to the credit union and how it will affect your credit score.
    • Charge-offs.
    • Bouncing checks & possibly losing checking account privileges.
    • What is CHEX Systems and why it’s used.
    • Encourage the member to call GreenPath if their financial situation changes.
    • Advise the member to call Leyden Credit Union if they become unemployed.


NOTE: Those wishing to join Leyden Credit Union must meet the eligibility requirement of living, working or worshipping in one of the following townships: Leyden, Addison, Elk Grove, Maine, Proviso, Lyons or York.

1 In addition to Regular Savings account required of all Leyden CU members.
2 Subject to qualification & approval. Some restrictions may apply.

2701 N 25th Avenue Franklin Park, IL 60131 Call 847-455-8440 Fax 847-455-1245 Contact Us