Lending Rates - Leyden Credit Union - Franklin Park, Illinois

Lending Rates

Promotional Discount Rates Available!
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Vehicle Loans	Term (Months)
Vehicle Loans	up to 36	48	60	72*
New Auto	3.90%	4.40%	4.90%	5.40%
2009 Used	4.90%	5.40%	5.90%	6.40%
2008 Used	4.90%	5.40%	5.90%	6.40%
2007 Used	5.40%	5.90%	6.40%	6.90%
2006 Used	5.90%	6.40%	6.90%	7.40%
2005 Used	6.90%	7.40%	7.90%	n/a
2004 Used	7.40%	7.90%	8.40%	n/a
2003 Used	7.90%	8.40%	8.90%	n/a
+ Older	8.40%	8.90%	9.40%	n/a
Learn more about LCU's Auto Loans

* 72 month: 100% financing on purchase price of $15,000 or more - GAP Insurance required.
Used Vehicles older than 4 years require 20% down (80% financing).

+ Older Vehicles: NADA Used Car Guide, Class III or IV vehicles only.

Rates shown are our lowest loan rates. Your rate is based on credit performance.
All Rates Quoted as Annual Percentage Rate (APR).
Rates are subject to change without notice.

Credit Cards
VISA Gold	9.00% APR*
VISA Classic	13.80% APR*
MasterCard	13.80% APR*
VISA Classic (Share Secured)	8.88% APR*
Learn more about LCU's Credit Cards

* APR - Annual Percentage Rate

Other Loans	Term (Months)
Other Loans	12	24	36	48	60
New Recreational Vehicle	5.90%	5.90%	5.90%	5.90%	5.90%
Used Recreational Vehicle*	7.40%	7.40%	7.40%	7.40%	7.40%
Debt Consolidation+	18.00%	18.00%	n/a	n/a	n/a
Vehicle Collateral+	Used Rate + 3%				n/a
Signature	8.75%	9.00%	10.00%	n/a	n/a
Share Secured	5.25%	6.25%	7.00%	n/a	n/a
Learn more about LCU's Signature and Secured Loans

Recreational Vehicles include: Boats, Trailers, Campers and Motorcycles.
Longer terms available on New Recreational Vehicles.
* Used Recreational Vehicles cannot be older than 5 years.

Max Terms: New/2007/2006 = 60 Mth / 2005 = 48 Mth / 2004/2003 = 36 Mth.

+ Debt Consolidation Loans: Maximum $5,000 for 24 months maximum term.
+ Vehicle Collateral Loans: 5 years old Max / 48 Mth Max Term.
Rates shown are our lowest loan rates. Your rate is based on credit performance.
All Rates Quoted as Annual Percentage Rate (APR).
Rates are subject to change without notice.

Variable Rate Overdraft Lines of Credit (LOC)
Amount	APR*
$5,000.00 to $10,000.00	Prime Rate + 1%
$10,000.01 and over	Prime Rate

* APR - Annual Percentage Rate
Rates are subject to change without notice

Fixed Rate Overdraft Lines of Credit (LOC)

Rates as low as 10.25% APR*

Protect your accounts with an overdraft line of credit. Avoid the service charges and embarrassment of bouncing checks or other automatic payments.

Learn more about LCU's Overdraft LOC
and checking accounts

* APR - Annual Percentage Rate
Rates are subject to change without notice

Promotional Discount Rates Available!
Click HERE for more information

Home Equity Loans
Term	Loan Type	APR*
60 Mo.	Fixed Rate / Closed End	5.75%
84 Mo.	Fixed Rate / Closed End	6.50%
120 Mo.	Fixed Rate / Closed End	6.75%
180 Mo.	Fixed Rate / Closed End	7.25%
180 Mo.	Variable Rate Open End Line Of Credit	Prime Rate
Learn more about LCU's Home Equity loans

* APR - Annual Percentage Rate
Rates are subject to change without notice
Restrictions Apply

This Page last updated January 05, 2010 02:59:20 PM CST